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Debt Counseling

Top Companies: This Week's Reviews

Credit Diagnosis
P.O. Box 5152
Des Plaines, IL 60017-5152
800-379-5036
www.creditdiagnosis.com
Services Offered: Debt counseling information and tools
Company Overview: Credit Diagnosis was established in 2006 to offer consumers many tools to help them get out of debt and do it on their own. They offer credit scores, identity theft protection, fraud prevention, and many other credit management tools. The company serves millions of consumers every year.
Our Review: Credit Diagnosis is a great company. They have an array of tools and services that can help people to avoid debt counseling or settlement, just by monitoring their own credit and paying off their own debts. The service is great, as is the website, so they are definitely worth a look before you get involved with debt counseling.
User Review: Credit Diagnosis is a great program! I didn’t think I could actually benefit from their services, but they made it so easy to track and pay off my own debt, so that I didn’t have to rely on a debt counseling company. I love their products, and can’t wait to share them with all of my friends and family.

Debt Free in Three
877 Kershaw Hwy.
Camden, SC 29020
866-571-1952
www.debt-free-in-three.com
Services Offered: Debt counseling program
Company Overview: Debt Free in Three is an alternative to traditional debt counseling for those who need it. The program offers a solution for paying off debt quickly and more efficiently than you might otherwise be able to accomplish. The company is owned by Clint Holland, and has been in business since 2005. They also offer a 100% guarantee on your satisfaction.
Our Review: Debt Free in Three is a great program for consumers. They offer a great program for debt consolidation in lieu of traditional debt counseling. The service is great, and the guarantee that you get is an added bonus. The website is easy to use, as well, although it can seem a little jumbled at times.
User Review: Debt Free in Three gave me exactly what I needed without the extreme fees that often come with debt counseling services. I love the services that I got, and the program was so useful that I swear by it now. My debt was paid off in about a year, and everyone I had talked to told me it would take at least three years, so I was greatly pleased with the program.

Living on a Dime
P.O. Box 844
Andover, KS 67002
www.livingonadime.com
 
Services Offered: Debt counseling alternative
Company Overview: Living on a Dime was first started in 1999. The company and book belong to a mother-daughter duo that has been living the lifestyle that they teach for over 20 years collectively. The book teaches people how to get out of debt and live frugally to prevent debt in the first place.
Our Review: Living on a Dime offers a whole new way for consumers to get the help that they need, including correcting the problem where it starts. By teaching a new way of life, they are better able to help people get out and stay out of debt. The site is simply designed, and the product is exactly what you would expect.
User Review: Living on a Dime helped me get out of debt, and taught me how to live a better life so that I didn’t wind up back in that same spot again. I love the book so much that I bought a copy for my sister and my dad, because I know that they could use the tips, too.

DebtRite
3661 W. Oakland Pk. Blvd #307
Lauderdale Lakes, Fl 33311
800-558-5597
www.debtrite.com
Services Offered: Debt counseling and consolidation
Company Overview: DebtRite offers debt counseling and consolidation solutions for consumers, and do so regardless of the amount of debt that you have. They have been in business for more than 5 years, and can often reduce consumers’ debt up to 60%, depending on the original amount of debt owed.
Our Review: DebtRite is a great option for those who are looking for a better way to get the help that they need when it comes to debt counseling. The service is great, as is the website, and everything that you need can be found in and around the site, which is a bonus.
User Review: DebtRite was the first company that I found when I started looking into debt counseling. I did shop around, but ended up coming back because their service was so much better than everyone else’s. I’m so glad I found them, and now I’m on the road to financial recovery.
Other Top Companies for Debt Counseling :  

No Debt Today

Address : Online Company Only

Phone : Online Only

http://www.nodebttoday.com

Debt Shield

Address : Online Company Only

Phone : 866-902-5956

http://www.debtshield.com

Consumer Debt Solutions

Address : 2600 S. Douglas Rd. Suite 200
Coral Gables, FL 33134

Phone : 866-231-5668

http://www.consumerdebtsolutions.com

Debt Consolidation Care

Address : Online Company Only

Phone : 800-601-1579

http://www.debtconsolidationcare.com


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Finding Out if Debt Counseling is Right for You:

 

There are so many different programs and companies out there that are designed to help people get out of debt that finding the ones that actually work and determining what is best for you might seem complicated and hopeless. However, there are a few indicators that you might need more help than you can give yourself, which will lead you to debt counseling. For example, if you have tried to pay off your debt on your own, and feel like you’re out of options, you are probably ready for debt counseling. If you have more than $50,000 in debt and are in serious financial distress, once again, this might be the right solution. However, that doesn’t mean that it isn’t an option for those people who have less debt or aren’t at the end of their rope yet. It’s just that there are so many alternatives to debt counseling and consolidation that you should consider other options before you pay for a service that you might not actually need. By taking the time to check out the different options that you have and assess your personal financial situation, you can easily get a better feel for where you stand financially and make the most of your situation. For example, some people find use and better appreciation for the alternative programs like the ones listed above. If you’re considering an alternative solution, you need to check out these programs. Debt counseling works for a lot of people, but might not be exactly what you need. If you’re not sure what to do about your debt situation, it helps to talk to family and friends about it. It might seem embarrassing or scary to talk to people, but those who are closest to you might be able to help more than you know. If debt counseling seems like a process that can help you, then go for it. If not, then you need to find the option that does work for you.

 


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